Is the construction project affordable? 570 k€ loan with a 5300 € salary

  • Erstellt am 2021-04-06 23:57:06

saralina87

2021-04-11 22:33:22
  • #1
Honestly, I’m glad that I don’t have to work again until the little one is 2 (and then probably only 35%). I feel like now, at 9 months, the beautiful time is really just beginning. But yes, every family really has to decide that for themselves. We are building small and without a basement, so it works that way. You just have to set priorities if necessary.
 

askforafriend

2021-04-11 23:34:42
  • #2
Oh, most people have to go to work anyway, otherwise there is not enough money. I would also prefer to stay at home - and that even without a child ;)
 

AllThumbs

2021-04-12 08:56:05
  • #3
"Dream housewife" was intentionally written provocatively, as I absolutely do not know that from our environment. Only here is it immediately written with every financing that one will then not work or work less for years. That is an absolute luxury that one allows oneself. However, the child's well-being is often used as an excuse here. When I then read statements like "like a stressful workday for the child," all I can do is smile.
 

saralina87

2021-04-12 09:38:40
  • #4
Yes, that is luxury. When someone asks me when I will go back to work, I always say "when we run out of money." Fortunately, we are in a position where I can quite spontaneously return with the number of hours I choose. For me, it has little to do with the child's well-being (although I am also critical when children are cared for by others from morning till evening at one year old – nevertheless, often it simply cannot be helped); above all, it is my selfishness that I want to spend time with my child as long as possible.
 

AllThumbs

2021-04-12 09:49:58
  • #5
And that is okay. Unfortunately, it is often portrayed differently, and people are almost made to feel guilty when they go back to work (longer) after parental leave. I didn't want to hijack this thread with the topic of childcare, which is why I held back in other threads as well. But here it was the topic anyway over several posts – and very one-sided.
 

Tolentino

2021-04-12 09:53:31
  • #6
Sorry wrong thread. Can be deleted
 
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