face26
2019-02-24 12:07:54
- #1
Users from metropolitan areas are simply used to completely different numbers, which is why I also refrained from having our income situation publicly evaluated here. Together we earn even a bit less than both of you, and thus one would certainly have also tried to talk us out of our house-building project right away, even though the ink under the loan and land purchase contracts has long since dried.
In my opinion, too much attention is paid here to what "comes in" and too little to what "goes out." I also work at a bank, and we have customers who earn 3,000 net, but somehow manage to spend almost all of that money by the end of the month, often even overdrawing their accounts. I would rather give a construction loan to someone who maybe only earns 2,000 net but lives like a Swabian housewife.
...so you would give the original poster a 600k loan with the known income but even before the family planning that is just about to start?