Is building a house possible with our salaries? Your opinions

It is not good enough for that in Ffm standard and nothing special. Especially if you have studied alongside. It would be good if everyone had 3,000€ net then you can do it. My wife has without studying part-time 50% tax class 5 as a clerk 1,300 net plus 70€ meal voucher. That is good

Well, both the collective agreement wages and the statutory deductions are exactly the same in Frankfurt as elsewhere. 3,000 net means at least 5,200 gross in tax class I. I would like to see the collective agreement where you can already earn that as a 29-year-old in the fourth or fifth year of your career. As a HR officer, I am not completely unfamiliar with the salaries of other people and industries, and I would really have to think when I last saw such a constellation on a payslip.

Energy, chemistry, insurance, bank. Clear in the higher tariff groups. They can then finance 600k

First of all, thank you very much for the many comments. I think we will be able to make use of them. Buying a [ETW] now as an intermediate step makes no sense, better to save for a few more years and then go for the house. Yes, of course, until now we have always spent our money well, but that is perfectly fine, if not in young years, then when.

Well, both the collective agreement wages and the statutory deductions are exactly the same in Frankfurt as elsewhere. 3,000 net means at least 5,200 gross in tax class I. I would like to see the collective agreement where you can already earn that as a 29-year-old in your fourth or fifth year of professional experience. As a HR officer, I am not entirely unfamiliar with other people's and industries' salaries, and I would really have to think about when I last saw such a constellation on a payslip.

Ok, I actually thought that at 29 we already earn more than the average German, not bad at all. But here in the forum many seem to be millionaires if our salary is not good enough
So learned something again

Ok, I actually thought that at 29 we already earn more than the average German, not too bad. But here in the forum it seems like many are millionaires if our salary isn’t good enough
So learned something again

You earn well! Unfortunately, just not quite enough for your desired area for the house... that’s increasingly the case for many people in metropolitan areas. Here in the countryside (the area west of MR) it wouldn’t be a problem at all to finance a house with your salary, even without equity

This is not meant to be judgmental, but 2,300 net is good, yet depending on the region, nothing above average. I don't know how the area around Frankfurt is, but for example, in the Stuttgart region, you are at most average with that. You shouldn't even look at the pay slips of the Daimler workers (not employees!) there! You earn okay but not that much above average, and that's why in a region like Frankfurt it's simply not enough without equity. So then save, but expect more like 5+ years. Because if the market continues like this, you have to save more than 3-4% price increases.