I see the components "house" and "garage" here as easily separable, but for terrain reasons I wouldn’t even think of going for a timber frame panel builder. What probably gives him cold feet in the figurative sense is the technical requirement that the base frame is recommended to be 15 cm above terrain, which is hardly feasible here. You are at the wrong address with a timber builder, but he doesn’t want to send you away – not least because you have fallen for the fairy tale of the precisely predictable final price of the "finished" house. You probably got an architect who " warns" (floor plan sketch artist with a mandate scope from service phases 1 to 4). They are indeed a dangerous breed – especially if you use the building application drawings to fish for contractors. Then – but only then – your fears about spiraling costs are actually justified. You would have been better off with an architect for both halves (service phases 1 to 8). This mistake is now hardly fixable without paying almost as much tuition money as feared. The most elegant way to get the project out of the mud now is to switch to a fixed-price general contractor for masonry construction. This could be a case for a freelance building consultant like me – mind you, only like me, because someone like me is currently out of the question due to a full waiting list. In this case, I unfortunately cannot name you a colleague either. A little coaching for the search on your own we could still discuss, but nothing more will be possible before the vacation.
I summarize:
1. Your problem does not lie in the construction method, but in the fixed price.
2. The problem with the timber frame general contractor lies in the terrain, for which he is the wrong provider due to the construction method.
3. The problem is solvable by returning to the only correct construction method here,
4. but without individual awarding.
5. You cannot go back to where you took the wrong turn and where I could have helped you excellently,
because that would be exchanging the devil for Beelzebub.
6. Apart from coaching for self-help, I cannot help you at the moment (specialist appointment calendar problem), nor can I recommend a specific colleague.
7. So you have to find a fixed-price general contractor yourself.