Financing volume 410k € Feasibility assessment

Thank you all for the very detailed contributions :) I will take each and every one to heart. Especially, or above all, the critical ones.

we have roughly calculated as follows, the new house payment is the previous savings (in your case 1500) and then the previous rent remains. Then we did it this way and it quickly normalized due to salary increases, with the house payment remaining the same.

Then you can wish for something for your parents' garden for your birthday....

For example, three square meters of patio slabs every year, then you'll be done in 10 years. ;)

: Completely different conditions with you.

Here, calculations are already being made (rightly) with a fine-toothed comb.

: Completely different conditions with you.

Here, calculations have to be (rightly) done with a fine-toothed comb already.

Your forecasts are very sobering :-( So you don’t consider it realistic with our numbers to put something aside here and there and to skim off a bit from the ongoing salary during the construction phase? So you would rather decide against building a house in our place?

Our problem, unfortunately, is that the alternatives are missing. We need more space in the long term than in our rental apartment, there are almost no condominiums, existing houses don’t even come onto the market and if they do, at unbelievable prices at which one, yes I know, it’s always said like that, but it really is the case, could also build new … Reasonable rental apartments are very rare. And that despite the fact that we live in the village and the next big city is about 100 km away.

Your predictions are very sobering :-(

I think this is meant to encourage you to stay reasonable and do the math carefully (plus and minus usually suffice), then you can manage it.