Financing purchase of existing house BW, 800-850k€

something about airbnb. My former neighbor did that too and also reached 50% occupancy. Despite being in a village without highway access or catering options, but with a separate converted barn with sauna. Price per night was under 50.--. However, the current residents quickly stopped it when they saw how much work it involves (cleaning, washing laundry) and how tied you are to the key handover. Almost a 24-hour reception is expected

One more thing about Airbnb. My former neighbor did it as well and also reached 50% occupancy. Despite being in a village without highway access or catering options, but with a separate converted barn with a sauna. Price per night was under 50.--. However, the current residents quickly stopped it when they saw how much work it involves (cleaning, washing laundry) and how tied you are to the key handover. Almost a 24-hour reception is expected.

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the heating system would have to be replaced and even then, you don’t know what the final energetic "result" will be.

Of course, it’s up to everyone themselves, but for me it’s absolutely unimaginable to pay over 1 million for such a house.

The problem is simply the miserable plots > 400m².


The heating system does not have to be replaced at all, certainly not with a heat pump or other miracle heaters.
Such houses simply cost over 1 million in southern Germany, and many people easily pay that much or even more.
Large plots are especially sought after because of the distance to neighbors, space for the children, or are accepted once you know the social structure of the area.

Could the efficiency of the house be improved in any other way?

Yes, the bank will go along with both options - based on the statements here and from acquaintances, we are now leaning more towards 850k€. But it won’t be more than that - personally, I still don’t think the house is worth more given its age.