I just reread the first pages of the discussion here and realized that one thing wasn’t really clear after all, namely the insurance issue. It was mentioned, but in the case of someone who had a fall height of 1.10-1.30m and common sense was also mentioned. Whereas, as I said, my common sense wants a fall protection (aside from legal regulations and cost coverage). However, what still interests me is the insurance topic in case something happens. At the moment, it is such that only about a 1m wide piece has a fall height of 1.00m and just above. The entire rest of the area is below the legal requirement for fall protection of a 1.00m fall height (partly very close, for example 99cm). Can an insurance company still refuse payment/liability here? I mean, according to the law I wouldn’t even need a hedge. As I said, it’s not about me not wanting to build/pay for a fence, but about the legal/insurance aspect. That might then also help me in the argumentation at a homeowners’ meeting. Because even if I fence in my garden area, there is still the same area from the direct neighbor, where the fall height is even higher due to the L-stones (mostly 1.20-1.40m!). Then all owners would also have to be liable.