Builders' legal protection insurance

I have a question in this context, since I have very little knowledge in this area:

I don't either, so I would really like to see a contract form and especially take a look "into the fine print." It's no coincidence that insurers have removed contract law (which is precisely what this insurance is supposed to cover) from their list of services in recent years.

Best regards from the Rhineland

So with us, the expert clarified defects directly with the construction company. We were not present for most of the interim inspections; the expert conducted them directly with the site manager. The expert can respond to the arguments of the construction companies quite differently than you can as a layperson.

Of course, I just didn't know whether the expert communicates directly with the construction company or if that always goes through the client.

If a defect then does appear that the expert did not find, is he then liable or the construction company or both?

Of course, I just didn’t know whether the expert communicates directly with the construction company or if it always goes through the client.

That’s up to you how you communicate it; after all, you are the client in both cases.

If a defect then appears that the expert did not find, who is liable then – the expert, the construction company, or both?

What a question ....

Of course the contractor; only if a serious defect remains undetected below the expert’s commissioning, in my opinion he can be brought in ... if his commission includes this point (contract) and he should have recognized the defect.

Rhenish regards

Exactly why the question.

There is a defect, clear, the builder must fix it.
To find the defect as a layman, I need an expert.
And he should have found it, but he didn’t, and later it comes to light, consequential damage, higher effort for damage repair, etc.

In plain English, both messed up, and I could imagine that then it’s not entirely clear who is responsible for what, so that the two might play ping-pong and as the client you have, besides the defect, two parties blaming each other.

Regards

There is a defect, of course, the BU must resolve it.
To find the defect as a layperson, I need an expert.
And the expert should have found it, but didn’t, and later it comes to light, consequential damage, higher effort for damage repair, etc.

As is well known, I am not a lawyer; maybe Volker will still speak up if the Pax hasn’t driven him crazy yet

Logically, I would still conclude that the person commissioned with the construction of the building is also the first point of contact for defect remediation, even if an expert was involved. I also do not know of any case in which an expert—except in cases of grossly negligent execution of their assignment—was involved in the costs of defect remediation.

Furthermore—it is sufficient to have 5 inspections at which the expert should be on site. I will assume that even the last “chaotic” expert is able to detect real defects in these phases, which generally cannot be checked after handover.

... so that the two of them might then play ping-pong and as the builder you have not only the defect but also 2 parties blaming each other for it.

You watch too much private TV

Rhenish greetings