I don't really know about insulation and so on, but shouldn't houses be insulated or designed in such a way that you are independent of the outside temperatures inside the house?
We are now buying a house that, according to an energy report from 10 years ago, was already considered an unrenovated old building. We were there recently when it was about 35°C outside and in the living rooms, which face north, it was a cool 20 - 22°C, without any fancy heating or cooling systems and without shutters. Of course, it's warmer under the roof, but bearable, and even in the south-facing rooms, it was not 25°C. Heating in winter is logical, but in summer you should be able to retreat into the house without having to use any expensive systems.
As I said, I don't know much about it, but I just don't understand why some people sweat in their new buildings and need expensive systems and darkening through shutters when I can relax in my house, which is classified as an unrenovated old building, in the "cold happiness."