What loan amount is realistic for house construction?

  • Erstellt am 2019-07-25 09:35:55

Scout

2019-08-14 12:23:36
  • #1
Any more questions?

Yes, did the bank calculate it that way or is that from you?

A small note; if the 13th salary is not contractually fixed at that amount but only paid as a bonus, the bank cannot count it, so your net income for the bank is therefore about 200 euros lower.

And the incidental house costs are more likely to be around 300; provisions are still completely missing – a heat pump or a gas boiler, for example, can already be due after 10 years. And with your 200 euros for the car, there are also no provisions included – a transmission failure or sliding into the guardrail in winter – what then?
 

face26

2019-08-14 12:37:24
  • #2


The 13th salary is in many cases collectively agreed and/or contractually regulated, so that can be correct...

...but regardless of that, you didn't recognize the irony in my post (it was not explicitly mentioned, apart from a wink and some of the phrasing).

Of course, none of that was taken into account. It was just meant to (with irony) show how quickly you can add up such loan amounts.
 

Tassimat

2019-08-14 12:50:52
  • #3
If you calculate the cost of living down, it suddenly calls itself a holistic credit counseling
 

ypg

2019-08-14 12:54:15
  • #4


Because there are always different numbers in the TEs, the tips keep repeating, the advice is repeating - the thread no longer offers any added value to anyone. And it is slowly becoming unobjective!
 

KlausiMausi

2019-08-14 12:57:58
  • #5
Nonsense, even in the countryside the guidelines for loan approval exist. There is also banking supervision.
 

KlausiMausi

2019-08-14 12:59:57
  • #6

Garnishment limits
 
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