Single-family house - house type and location search

Stop!

Building is cheaper in the north, even though the land prices near Hamburg are very high. We haven't even had to pay 1500/sqm – and that with a shed roof (those are a bit more expensive, just like a flat roof/Bauhaus style)

Ok, that really sounds good (hard to believe???). If the plots are already fully developed and we assume gas heating and then just 1500/m² – let's go:

full package: 240m² x 1500 = 360K€ + 40K€ basement = 400K€ for a house with a basement, whereby the basement would be as inexpensive as the house. That leaves 250K€ for the rest. 700m² x 350€/m² = 245K€ – then you could come closer.

Phew, but that sounds too good to be true. Why should houses in Hamburg be cheaper than elsewhere? I'd be cautious there.
Maybe you should already make the plans more concrete. Floor plan, fittings, KfW etc., and then get two or three real quotes for the house. Then you'll get a feel for it and we'll find out if ypg is right. ;)

Ok, sounds really good (hard to believe???). If the plots are already fully developed and we assume gas heating and then only 1500/m² - let's go:

full house: 240m² x 1500 = 360K€ + 40K€ basement = 400K€ for a house with a basement, whereby the basement would be as inexpensive as the house. That leaves 250K€ for the rest. 700m² x 350€/m² = 245K€ - then you could get closer.

I would still calculate with 1600, since large window fronts and flat roof (still Bauhaus style) do cost more.
Possibly a roof terrace...

Phew, but that sounds too good to be true. Why should the houses in Hamburg be cheaper than elsewhere? I would be cautious there.
Maybe you should make the plans more concrete first. Floor plan, equipment, KFW, etc. and then get two or three real offers for the house. Then you'll get a feeling and we'll find out if ypg is right. ;)

... We have the north/south gradient, for example the craftsmen wages in the Hanover area are the cheapest.
But the building expert has already mentioned that many times :p

Hello,

with all the example calculations, you shouldn’t forget the ancillary construction costs. That should be around €35-40k.
Plus
Outdoor facilities €10k
Painting work €10k
Flooring €10k

then that’s already about €70-80k gone.

Regarding your room layout:
- A library with 25 sqm seems very, very large to me.
- Living room and dining room together with 60 sqm? Very generous!
- I would also reduce the guest and children’s rooms a bit. The office depends on what it’s used for. With a 25 sqm library, I would integrate it there.

Regarding the procedure (we’ve just been through this south of the Elbe-Haus):
- Think carefully about what requirements you have for the plot (size seems fixed, requirements for transport connections too, whether 10 km closer to Hamburg or 10 km further away doesn’t seem that important). Prioritize these requirements!
- Based on these requirements: look around where these requirements can be met. Example: The closer you get to Hamburg, the smaller the plots generally become.
- You can cover a very large part of the plot with your equity, which is a good prerequisite for the next steps.
- At the same time, finalize your ideas for your house, hold talks with architects or construction companies. Make initial plans (which may be “generally acceptable”) and have a first rough offer (including buffer).
- From this planning, further restrictions on the plot may result, which can then flow back into the plot search above.
- Talk to banks about your conditions (a concrete commitment will only come with a concrete plot...)
- When “your” plot comes along: reserve it, prepare documents for the bank and then quickly commit.
- After that, you can “fine-tune” the house, complete the planning (of course keeping the defined financial framework in mind...)

PS: Many people in and around Hamburg are happy if they can ever find a plot at all that meets a small part of their requirements.

Best regards & good luck

Michael

Quote: Floor coverings for 30€/sqm: I bet those are not the fancy 40 x 80 ones... if this is desired (to match the house), a hefty surcharge applies.

A customer account at the building materials store is a good option to occasionally snag bargains :) We were able to get our porcelain stoneware tiles from Villeroy & Boch in 35x70 first choice as promotional goods for 20€/sqm there :)

A customer account in the building materials trade is a good option to occasionally snag bargains :) We were able to grab our fine stoneware tiles from Villeroy & Boch in 35x70 first choice as promotional goods for €20/sqm :)

But they also need to be installed - and that can really cost!

I would estimate 50-60€/sqm for a tiler including materials but excluding tiles. These were the offers we received, in any case.