Shell construction with an expired building permit

my gentlemen,

have I landed here in the RTL II forum? Racist comments, "advice" on questions that weren't asked, stupid comments, are there only the pseudo alpha males here who stand out with inappropriate arrogant blah blah?

thank you very much for the factual answers, I'm out of here.

is not racist at all! You also come across here in an inappropriate tone just because everyone gives good tips that you just don’t want to hear. Now my question, Serbian banker (not a gangster): is this shell construction financially worthwhile at all? Is it a bargain? Always keep in mind: for the bank, the purchase price is decisive when determining conditions. Bankruptcy? Who is the owner anyway? Bank?

You are buying a mystery bag there. You mention a prefabricated shell house? So timber frame? By now, anything in the wall structure can be damaged. So have it opened before purchase. Also, destructive component inspections are not unusual when buying existing properties.

Oh, whether I should even say anything (in this sense probably Sat1 Pro7) when Karsten is already being called RTL (?) :-(

On the topic of rudimentary resuscitation, my reading tip would be or also and in a broader sense, this tale of suffering also touches on your topic:

What should one imagine under a "prefabricated shell construction" with a ceiling made of "precast concrete slabs"?

I believe he just wanted to say that you should buy it and gave a hint at who you can contact.

For me, this concerns a larger sum of money, so a flippant remark aka "fearless Mehmet Kolone" is less helpful to me, since I can't tell whether he's making fun of me right now or if that's just the way of communicating and actually serious. Although I certainly don't want to hire fearless screed migrant workers, but real craftsmen. And: "That guy" ... well ...

But, whatever.

Now my question, Serbian banker (not gangster): is this shell construction financially worthwhile at all? Is it a bargain? Always keep in mind: for the bank, initially the purchase price is decisive when determining the conditions. Bankruptcy? Who is the owner anyway? Bank?
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Of course, the price must already "pay off", thus the risk on my part is priced in, otherwise it wouldn't make sense. The building and land have their appeal (and in general, it is difficult here to find even remotely reasonable offers that are affordable). Bankruptcies are said to exist, even in the construction sector, I suspect (other information was only hearsay) that an investor overextended himself here, which can happen very quickly. And if you cannot pay the craftsmen anymore, unfortunately they probably won't continue to work for free until the construction is completed. And a bank then wants its money back.

You’re buying a lottery ticket there. You mention a prefabricated shell construction? So timber frame? Nowadays, everything in the wall construction could be damaged. So have it opened before buying. Also, destructive component checks are not uncommon when buying existing properties.

I want to largely limit the lottery ticket. The prefabricated elements are solid with insulation (no idea if delivered like that). If it was wood, I would of course have run away.

Oh, whether I (in this sense probably Sat1 Pro7) should say anything at all, when Karsten is already insulted as RTL (?) :-(

No fear, go ahead ...

On the topic of rudimentary reanimation, my reading tip would be or also and

in a broader sense, this story of suffering also touches your topic:

Yes, that reads terribly, I have sympathy for the builders. Therefore, building myself would be completely ruled out for me, as the risk seems even higher in my opinion... and so a half-finished building is actually appealing.

What does one have to imagine under a "prefabricated shell construction" with a ceiling made of "precast concrete slabs"?

I have no idea, but I looked at another half-finished building of the same investor where you could see the roof structure.

And at the joints, water is making its way down. According to the building application, the house is apparently going toward a low-energy/passive house and a solar thermal system was planned for the infrared heating.

My very rough calculation currently looks like this (I’m calculating with 90-120 thousand euros finishing costs):

Renewal of the building permit	€1,000.00
Costs for drawings (change garage)	€500.00
Removal of stone/rubble	€1,000.00
Leveling	€500.00
Topsoil	€1,000.00
Marble/granite stairs	€10,000.00
Tiling both floors	€12,000.00
Plastering exterior walls	€9,000.00
Finishing 2 guest WCs	€4,000.00
Finishing 2 main bathrooms	€8,000.00
Purchase infrared heaters	€7,000.00
Window sills	€1,000.00
Terrace railing	€1,000.00
Balcony renovation	€8,000.00
Building drying	€3,000.00
Paving work	€6,000.00
Electricity meter boxes/fuse boxes	€2,000.00
Ventilation 4x	€1,200.00
Outdoor lighting	€1,000.00
Front door	€3,000.00
Apartment entrance doors 2x	€3,000.00
Apartment doors with frames etc. 5 per floor	€5,000.00
1 garage self-built incl. foundation	€10,000.00
Finish terrace	€4,000.00

Assume significantly higher costs

No position there where I would say that is enough. Maybe completely self-performed but never including work. No one gets up for 500€ to update and submit a building application. You don’t see anything electrical, not even an expert for the substance assessment. Energy consultant missing. Heating concept still highly questionable. Infrared panels also do not heat water.