Nobody is saying anything about a 30 EUR car. If you look more closely at my list, there are still 50 EUR for car insurance and 100 EUR for fuel listed above. Do I have to apologize now for apparently having found a bargain at MediaMarkt? The loan installment doesn’t matter either; with the equity, I can already pay off the loan tomorrow.
The same applies to household management. We shop at the discount store, never without a list and always in larger quantities. Cooking is always fresh and healthy. Anyone who actually keeps a household book knows that vegetables and potatoes, rice and pasta make up only a fraction of the costs in groceries. What is expensive are sweets, drinks (if you only drink cola and the like), etc.
I’m not fooling myself. We spend 300-350 EUR including baby food and baby cosmetics. I’m happy to post the household expenses online as well. I just eat for free at work, and we only eat one warm meal a day. When it comes to food it’s like everything in life, upwards everything is open. Of course, I can also prepare a 400g Angus beef filet with truffle butter every evening. Of course, that won’t work with 300 EUR. For example, we have a wok pan, pork fillet with rosemary potatoes, wild salmon with ribbon noodles. So it’s not like we only eat ketchup with spaghetti.
It’s a matter of opinion that 1000 EUR has to cover a lot. That’s 1000 EUR per month and 12,000 EUR per year. I don’t know how others celebrate birthdays but 100 EUR for two birthdays is quite sufficient. A washing machine (a good one) costs 500-700 EUR. Our daughter is 1 year old, there are no school trips yet, but even for these there is money set aside.
In my opinion, with 12,000 EUR reserve, some unforeseen problems can occur. Be it a defective electronic device, a car repair, a somewhat larger birthday party, baptism, work on the house, etc. If nothing comes up, that’s not a problem either, then it goes into prepayment. Christmas bonus and bonuses are also still available.
Except for the salmon, the meal plan sounds quite tasty.
However, there is also the question of where you buy the stuff! For example, I wouldn’t want to reconcile with my conscience buying eggs from cage farming. We usually buy them from acquaintances who actually have free-range chickens in their garden for 3.- € for 10 pieces.
It’s similar with meat; there is no chicken for 2.49 € etc. here either.
I don’t know how it is for you, but we’d rather eat less and have higher quality products, which you just don’t get at the discount store. Just hearing reports about mass animal husbandry makes me lose my appetite. But everyone has a different attitude about that, for some, unfortunately, the main thing is that it’s cheap.