Actually totally uncommon. I would initially just ignore it and finance it the way you want in the end. In the contract for services, it is probably an impermissible restraint.
However, this is marginal in the normal single-family house sector, since the restrictions due to the leasehold agreement are also minor (as the experts say so nicely: "mercantile depreciation").
I don't know if I understood you correctly, but single-family houses on leasehold are usually
significantly cheaper than those on purchasable land. Usually, the house itself doesn't matter and you more or less buy the land. If you can no longer buy that, you basically only have a pile of stones left. (and of course the plus of having a house/land to use at all)