Heat pump / final energy demand / annual performance factor

Usable area: 154.4 m²
Heating demand 45 kWh/m²a
Primary energy demand 37.2 kWh/m²a
Final energy demand 14.3 kWh/m²a
System efficiency factor eP: 0.766
Annual renewable electricity production / photovoltaic system: 3000 kWh/a
Coverage ratio of photovoltaic system: 38.3%

And from a heating engineer I have different heat pumps and their seasonal performance factors:
Split heat pump: 3.34
Monobloc heat pump: 3.67
Ground source heat pump with horizontal collector: 4.67

2.) How can I calculate a comparison of the types of heat pumps with the available values? Because the different types differ in price and seasonal performance factor and I would like to know when the more expensive variants pay off. It would be great if someone could explain this to me or do an example calculation.

Regarding 2) I would just ignore the solar production for heating, since this does not really matter during heating demand in winter/night anyway.
Then it means 45 kWh/m²a * 155 m² = 6975 kWh heating demand (estimated).
Now divide by the performance factors, which results in the electricity demand,
e.g. 6975 / 3.34 = 2088 or 6975 / 4.67 = 1493 (in kWh, so about 600 kWh difference, approx. 130€ per year).
However, this is only a very rough calculation; since it is only the energy saving ordinance calculations ("estimates" according to certain specifications), your heating/use behavior is missing, hot water is not considered (which can especially impact air-water heat pumps on cold days if you need a lot), and so on.

Too late for edit: I have now looked at my Energy Saving Ordinance calculations: Planned KfW-70 house 160 sqm living area (usable area in the certificate states 289 sqm, as it includes the basement (insulated), which I am partially finishing myself). Heating energy demand 44.27 kWh/m²a Primary energy demand 42.16 kWh/m²a Final energy demand 16.22 kWh/m²a System efficiency factor eP: 0.743 Calculated heating energy demand was therefore approx. 12,000 kWh. My brine heat pump required 2,000 kWh of electricity for one year of heating and hot water. You can already see, reality always looks different. But, for example, the Energy Saving Ordinance also lists maximum (assumed) values for some window areas; I know that my windows are actually a good deal better than what is stated there. Thermal bridges are also only averaged..

If you already start calculating, please also consider that a coverage ratio of 38.3% from the photovoltaic system for heating is more than utopian, unless you have a storage system. As an entrepreneur with a photovoltaic system, by the way, you MUST also include the self-consumption with VAT and also include the self-consumption in your profit and loss statement (and then also tax it as part of your income tax return). So you don’t get the electricity for free...

I can’t say anything about the coverage ratio, only that no large photovoltaic yields are to be expected from December to January. The VAT obligation with photovoltaics is done in order to get the VAT back on the purchase; it can be ended again after 5 years. But you always get your own electricity for free, about 10 ct/kWh. After the first 20 years, you only need to calculate 1 ct/kWh. Otherwise, I am also considering whether a heat pump or direct electric heating will replace my currently old oil heating in a few years.