Can I afford a prefabricated house?

One should not generalize from oneself to others and vice versa.

Hardly anyone really comes clean about how they ultimately financed their house.
How much equity was available, whether the parents/grandparents or someone else contributed something after all.

Moreover, many also do not reveal the facts when they have overextended themselves financially or when the construction ultimately cost significantly more than originally planned.

I don’t know how old you are, but I would generally prefer to buy a house a bit later and approach the matter more relaxed, rather than now at all costs.

So now I wouldn't get it. I'm still saving equity. At least so that I can finance most of the land myself.

From next year, our income will also increase by at least 500 euros. That will then be 3100 euros.

Well, I am saving up my equity for the property.

Many families have such an average income.

Well, I envy the Hartz 4 recipients. They enjoy their life. I work and can't even afford a simple house.

I have already written something about conclusions from the way the posts are formulated and their spelling. This seems to be confirmed once again here.

But we live (fortunately) in a country where, through private autonomy, most contracts may be concluded and decisions may be made that can even have existentially negative consequences. The desire-driven acquisition of homeownership against monetary reason is such a decision.

With a monthly net income of EUR 2,600.00, a family of four will not be able to build a (normal) house. There is no sugarcoating that.