Can I afford a prefabricated house?

  • Erstellt am 2015-08-11 22:07:20
Y

Yaso2.0

2015-08-12 10:10:46
  • #1


I have to say, I find you quite arrogant. If we go by your posts, hardly anyone here could afford a house.

Why is the time wasted if a young person goes to the bank and informs themselves about their options?
 
J

JungTräumer28

2015-08-12 10:15:56
  • #2
 
S

Steffen80

2015-08-12 10:31:16
  • #3


My joke about the banker was of course not meant entirely seriously.. hence the smile But it didn’t have to be that way. That’s true.

On the topic: Many people here are massively sugarcoating the world and want to be wrapped up in cotton wool for it! Seriously? Most of the financings in this forum actually seem very solid.. probably even more solid than the average in Germany. Have you actually read my posts? Where do I consider the "majority" of financings to be dangerous? With low incomes WITHOUT equity or average incomes without equity! You yourself finance quite solidly... good income and good equity. The OP has a low income and no equity. That is complete nonsense.. and I call it as such.

I have already made some mistakes in life and would be grateful if a few people had honestly and openly presented me with the hard truth.
 
Y

Yaso2.0

2015-08-12 10:58:36
  • #4


Then we already agree on this point



I haven't read anywhere that he has no equity. Because he also wrote that they save 500 euros monthly.
Maybe he can explicitly comment on that again.



Basically, I absolutely agree with you on that, but as is known, tone makes the music

But nice that we could clarify it like this
 
J

JungTräumer28

2015-08-12 10:59:40
  • #5
Well, I am saving up my own capital for the [Grundstück].

Many families have an average income like that.

Well, I envy the Hartz 4 recipients. They enjoy their life. I work and can't even afford a simple house.
 
Y

Yaso2.0

2015-08-12 11:07:57
  • #6


But one should not generalize from oneself to others and vice versa.

Hardly anyone really talks openly about how they ultimately financed their house.

How much equity was available, whether the parents/grandparents or someone else contributed something after all.

Moreover, many do not reveal the facts when they have overstretched themselves financially or when the construction ended up costing significantly more than initially planned.

I don't know how old you are, but I would generally prefer to buy a house a bit later and approach the matter more relaxed, rather than now at all costs.
 

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