Can I afford a prefabricated house?

Why is there no equity then?

Where did I say there is no equity?

I have equity. Enough in about 2 years to buy the property myself.

Where did I say that there is no equity?

but you never said whether and how much equity there is

But this is getting too crazy for me now!
I'm out

What is the difference between someone who works and does not own a home ... and ... someone who does not work and does not own a home.

I can neither hear nor read it anymore!

But when face to face ... some people shit their pants.

I warn you exactly once - so think carefully about how you want to present yourself here!

Rhineland greetings

This is getting stupid for me now too. You have been asked x times already whether there is equity? That is the decisive factor! What will be there in 2 years does not matter at all.

My assumption: So far there is 0 EUR equity and yesterday evening during tea you decided that a home must be bought and in the future you will save 500 EUR per month. Thus, in 2 years there will be 12,000 EUR equity. Great. The only problem: With a rate of 1000 EUR, you probably need 120,000 EUR equity. This is all ridiculous..

This is getting dumb for me now too You've been asked x times if there is equity? That's the crucial point! What will be there in 2 years doesn't matter at all.

My guess: So far there is 0 EUR equity and last night during tea you decided a home of your own is necessary and in the future you will save 500 EUR per month. So in 2 years there will be 12,000 EUR equity. Fine. Only problem: With a payment of 1000 EUR, you probably need 120,000 EUR equity It's all silly..

How many times is still okay. If the salary doesn't fit.

But I know friends and acquaintances in similar financial situations who have a home without equity.

It was just a question but to be attacked and warned immediately. OK.

It was just a question, but to be immediately attacked and warned. OK.

Nowhere in the forum rules does it say that the forum is a wish concert. So if you receive answers that you do not like content-wise, that is by no means unusual. Furthermore, I cannot see that any other user in this thread has deviated from the path of good manners.

Besides – manners have nothing to do with education or income, but very much with upbringing; you seem to currently suppress what you learned before. That is why you have been warned by me.

Rhenish regards