Can an average family afford a single-family house at all?

That was good. Don't you have no trash, no heating costs, and no electricity, water, etc. in an apartment? We now have about €50 more in the house than in our previous 60m² apartment. Most of that is due to property tax and insurance, which we partly didn't even have in the apartment...

I bet our house will cause the same additional costs as my current 50 sqm apartment. There would be underground parking, elevator, janitor, high property tax, instantaneous water heater, 32-year-old windows... none of which exist in the house. Depending on the literature, you calculate with €2-3 additional costs per sqm for a new building. At €2.80 per sqm, the costs would be the same for me.

Property tax is also paid in rental apartments. It is just divided among all residents, whereas the property tax in a multi-family house with a large plot is also higher. Building insurance also belongs to the additional costs in a rental apartment. I find instant water heaters very economical (own experience). Our heater does not need more than 600 kWh for hot water per year. The additional costs in apartments are often comparable to the additional costs in houses. However, this is more in terms of the amount rather than per square meter. Previously, we had the same additional costs amount in the 70 sqm apartment as we have today in the house. I have detailed this somewhere here before, but now I am too lazy to look it up. But it can also be different. Back then, before buying the house, we first found out and listed all the additional costs before signing. Most things can be found online, and for the rest, you can ask the previous owner (how much property tax he had, how much heating costs). Then you get a good overview.

The topic of instant water heaters we already had, if you use 600kWh with it, you have less than half the costs with gas/Wp. But these are just peanuts compared to other costs (the city gets a four-digit amount in taxes and fees...).

from on the go

We have already discussed the topic of instantaneous water heaters; if you use 600 kWh with it, gas/heat pumps cost less than half as much. But these are just peanuts compared to other costs (the city collects a four-figure amount in taxes and fees from you...).

from on the road

Not from us, or are you including water, etc.?

Not from us, or are you including water etc.?

No, only fees for garbage, street cleaning, snow removal etc. and taxes. There are just cities/properties with varying costs

from on the go

to all the dreamers who believe in the fairy tale "retirement provision single-family house" and preferably still want to build in the countryside -> on Spiegel today there is an article "Wenn die Gemeinde Bauland verschenkt"