Can an average family afford a single-family house at all?

To answer the actual question: No! If you look at how much is earned and how much property prices have increased, you can say that an average family cannot afford a single-family house.

Of course, depending on the region.

In the Freyung region, it should be a bit cheaper than, for example, in Munich.

Personally, it would be too risky for me without bonuses, although I am not a civil servant, so you really can't compare that.

The good thing is that you can cover the land from your equity!

What exactly is an average family? How is one supposed to define that?

Best regards
Sabine

A family with the German average income. Currently about 4,000€ net.

The typical working-class family would probably be happy to receive 3,000€.

But that is a topic one could discuss for years without ever reaching a conclusion.

You also pay yourself to death in taxes.

And when will it actually be real summer again?

Thank you very much for your numerous responses. Then I will note that it is very likely to be 500k or more. That is really something to chew on until retirement / pension. And if you consider that 4000 net (see EA-Tec) represents the average German family income, the dream of a single-family house is over anyway.

:
By a certain infrastructure, I mean, for example, a school, daycare center, kindergarten, and supermarkets. Then a general practitioner and a dentist. Secondary schools in the next town and a motorway connection to get to the supra-regional centers of the region. All of this is fulfilled by the aforementioned property, and the price per square meter is within this range. As I said, Lower Bavaria is close... hence the still fairly "moderate" prices (however one defines moderate).