Are the financial resources really sufficient??

What is left after 25 years (I don't want to calculate now)? How long do you have until retirement then?

According to the bank, everything would then be paid off. I would then be just under 60.

If you are happy with it, then go ahead - you have to wear it for the next 25 years.

I think the offer is quite okay given the [Randbedingungen].

I assume this is an annuity loan?

Annual special repayment possible?

Interest-free provisioning period?

100% payout?

What does All-in prefabricated house mean? I just noticed, sorry.

Yes, exactly, I was offered an annuity loan for this. It's okay, isn't it??

I need to follow up again:

I reread the thread, so I also edited the last post again.

At the beginning, 275,000 was mentioned.

The max. amount from the bank is 226 thousand?

Have you calculated everything properly with the bank or was it a "let’s see where the pain threshold is" conversation?

Did you go to several banks or just your main bank?