Almost all loan agreements can be revoked - European Court of Justice

I have also been through insurance. I had a fairly expensive insurance in all areas for years. The local advisor was always correct. A few years ago, I had storm damage to the house and terrace. Well, the stuff was old anyway, I reported it and agreed to do it myself. I didn’t want to make the insurance "bleed" for the old crap. So I was nice in my eyes. Two years ago, there was damage to the car. It was an old car. Partial coverage also covered glass. I wanted to keep it uncomplicated. Well, the insurance seriously took advantage of me. I didn’t sue; the amount in dispute was too small. The consequence was that I sent the cancellation for all branches the next day and simply reported every, even the smallest, damage until the end of the term. Banks and insurance companies are absolutely out to make money. That’s how it is in business. There is no morality on the part of the companies. If they see a loophole, they use it. And that’s how I handle it too. And very strictly. I don’t see why I should refrain to my disadvantage as long as the respective companies proceed in the same way.

I would also be very much in favor of reciprocal, lenient behavior. But it fails because of the companies. Therefore, I also use all legal options.

Then you also continue driving your diesel without suing anyone ... No, let's rather not go deeper into that here

Both banks and insurance companies use "loopholes" to the detriment of their contracting partners.