Wibank Hessen Loan Application Documents and Experiences

  • Erstellt am 2023-06-22 19:54:10

mamabär

2024-03-10 08:59:07
  • #1
Yes, exactly. For the application, you need precise details about the remaining financing. You prove this with a corresponding financing offer from the other bank.
 

Winterr3

2024-03-10 09:01:25
  • #2
Have you yourselves also applied for or received a loan?
 

mamabär

2024-03-10 09:10:01
  • #3
We have also submitted an application, but for a new building. We live in Wetteraukreis and the responsible persons are very busy. For new applications, it is advised here to finance differently at first, as the processing time is very long.

I submitted the application in July last year and have not received a final response yet. Our special situation is that we are building on a leasehold property. The Wibank wants to be registered in the land register before the property owner (municipality). The municipality generally does not do this. However, this funding condition only became apparent after about 6 months of processing time.

The interest rates of the Wibank are amazing, but everything else is simply outrageous.
 

Winterr3

2024-03-10 09:13:09
  • #4
We also live in Wetteraukreis, let's see what will come of it
 

mamabär

2024-03-10 09:18:07
  • #5
Then I wish you much success. Acquaintances of ours have also applied for and received the loan for the new building in the Wetterau district. However, they also had a tough battle with Wibank, as they only build if Wibank co-finances. For the application for the new building, you need the building permit, so you are already in the middle of planning and already investing time and money...
 

Cronos86

2024-03-10 09:19:03
  • #6
Yes, we received the loan for an existing building in 2020. I have also once shared my experience somewhere here in the forum. It was not easy, but it is worth it.
 

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