Wibank Hessen Loan Application Documents and Experiences

  • Erstellt am 2023-06-22 19:54:10

Winterr3

2024-02-07 16:35:27
  • #1
If this is the application for funding, how am I supposed to know the terms of the WI Bank in advance. Let's say the 1st position fits. Then the 2nd would have to be with the WI Bank as well, with a maximum of €200,000. At 0.6% interest.
 

Cronos86

2024-02-07 16:42:59
  • #2
The complicated part is actually Bank 1. The conditions of [Wibank] should be on their website, I can't tell you how they currently look. With Bank 1, you just have to get an offer for your particular situation. Since they get rank 1 and finance less than 50%, they are on the safe side and hopefully let you feel that in the interest rate.
 

Winterr3

2024-02-07 16:45:57
  • #3
I already have these.
 

Winterr3

2024-03-10 08:14:37
  • #4
Quick question about the application. Regarding the required documents, the following point:

Proof of financing (with nominal interest rate and repayment details), in case of suspended repayment additionally proof of the savings of the building savings contract and/or amount of the life insurance premium, in case of allocated building savings contracts allocation notice with proof of the credit balance and the loan amount.

Is the financing of the other bank meant here?
 

mamabär

2024-03-10 08:51:08
  • #5
Yes, exactly. That is what is meant by that.
 

Winterr3

2024-03-10 08:54:55
  • #6
So I get an offer from the other bank and include it with the application?

Another question:
Proof of the property value through the purchase contract, confirmation by the developer, proof of the market value, standard land value, or leasehold agreement

How am I supposed to prove the property value through a purchase contract? I am applying for the loan first and then enter into a purchase contract...
 

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