Quite simple. The bank wouldn't have corrected months ago, just approved the price, "the market is just like that right now." And now it's "suddenly" worth less...
Set a personal limit, no matter what the bank and the agent say. Period. Because the purchase is just the beginning of further expenses...
And what exactly is surprising about that now? The market is not a one-way street. And every interested party knows that. Why should the "Düsseldorfer" suddenly throw out his money now when he knows that in the game, with enough equity, he simply holds all the trump cards?
Then he is either very conscientious and decent or the sale is turning out to be more difficult than he thought...
That is exactly the difference compared to the market a year ago – back then no one called you after.
Yep, on his own... That's why... He will 100% have many interested parties... but whether they all have a bank approval is the question.
Has he not yet insisted on preliminary financing approvals from the banks? That is already standard by now. Interesting.