Semi-detached house: two contracts (landowner and construction company)

I don’t understand the warnings. Of course, it’s annoying if you have to pay taxes because of plus house. But that’s just how it is with a property developer’s house and it will increasingly dominate the market. But tied contracts are neither dangerous, nor prohibited, nor illegal. A property developer’s house also has advantages… but that’s another topic. I also don’t know if it’s more of a general contractor construction where you act as the client? That would need to be clarified!

The provider is a real estate brokerage agency. The land belongs to an investor and is really divided. There will be two contracts: one with the landowner for the purchase of the land and one with the construction company (contract for work).

All good! Common practice. See above.

For that, I would have to pay 1000 euros, which I would get back if I cancel the reservation within 4 weeks.

Also common nowadays. That keeps away curious people who actually don’t want to buy or build, but like to pretend everywhere … there are also people willing to build who reserve everywhere and don’t cancel. They cause trouble.

Because you sign two contracts and could therefore run into problems about from whom you ultimately claim warranty if something occurs.

That doesn’t mean the land contract and the contract for work. That would be completely pointless, because there is no warranty on land!!!

You can still include extras afterwards, such as an additional bathroom, etc. These costs are then charged separately, so they are added on, whereby so-called variants of the floor plan are offered here.

Yes, you have to see who does that then. But I read that the construction company also does it, so they also bear the warranty.
It’s different if you sign separate contracts with craftsmen. Then only the 2-year warranty applies.
But I’m not a lawyer, so in your place I would ask your lawyer again what he thinks and check with your general contractor/property developer how the warranty on the extras works.

I have sent it to you. In general: should I engage in something like this? Does it then make sense to take out legal expenses insurance for property owners? That’s what the lawyer meant. However, I have now inquired with my legal expenses insurance and they don’t offer that at all. Apparently, there are only a few insurers and with a waiting period. Then I’m probably too late anyway.

According to the exposé and the sign at the construction site, the builder is the construction company.

What still annoys me a bit is the targeted construction period of 2 years. That means, according to the current status, moving in would be May 2023. I wonder what the reasons are (buffer due to currently high raw material prices?).

I am less critical of the fundamental nature of the transaction (tie-in sale): you buy the plot of land from A on which B will build a house. However, real estate transfer tax applies to everything, not just the original house. Otherwise, this is not a clean transaction. Otherwise, the developer could also charge only 1 euro for their service, which would be recorded in the notary contract...

If you buy, I would definitely insist on including the finally planned house with total costs in the contract before signing. Everything else is highly improper from a tax perspective. In addition, the developer can ultimately refer to the scope recorded in the notary contract if they mess up any special requests.

The long construction period is the developer’s protection: they will certainly be juggling multiple projects simultaneously, meaning some of the 12 semi-detached houses will be built in parallel. This takes time, as each trade follows the others sequentially through the houses.

I sent it to you.
In general: should I get involved in something like this? Does it then make sense to take out legal protection insurance for builders? That's what the lawyer said. However, I have now inquired with my legal protection insurance and they don't offer that at all. Apparently, there are only a few insurances and with a waiting period. Then I am probably too late anyway.

Make sure the coverage is at 100,000€. I think Arag offers something like that.

If you buy, I would definitely insist on having the final planned house with total costs included in the contract before signing. Anything else is highly improper from a tax perspective. In addition, the developer can ultimately refer to the scope recorded in the notary contract if they mess up anything with the special requests.

I know it as connected contracts at the notary. One deed with seller, general contractor, and buyer.

I believe @saralina87 can explain that to you best in this forum.

But this structure is quite normal, isn’t it?! Where is the problem? If I buy from X and build with Y, it’s no different. Only here both contracts are handled in one deed.
For us as a bank, it’s actually more or less day-to-day business.