Sell the house or keep it alone in case of a theoretical divorce?

  • Erstellt am 2024-09-26 13:57:39

hanghaus2023

2024-09-26 16:09:21
  • #1
I misread that: Credit bank and parents 443k. I had attributed that solely to the parents, my mistake.
 

11ant

2024-09-26 17:48:30
  • #2
Woman 30 years old, no children, the desire to build a house succeeded but the desire to have children did not? - the described situation is "not un"usual.

Possibly the relationship could even be healed if the house is sold again and a new nest is sought together.

In the event of a divorce, a partition auction would be likely. To avoid this by paying her out is a big effort for you and you would remain in exactly the house where moving in with a child was not successful. That would be almost like siding with fate "against her." Better jointly aim for (even if financially also not without scratches) a "free sale" (or a rental, but move out of the shared house into a shared we-stay-together-nest). Then the message is "the reason for your depression brings us together and does not tear us apart," aka love.

For this advice I don’t need parameters, it is not a math problem.
 

Singelküche

2024-09-26 19:44:57
  • #3
Keeping the house is actually almost always the most sensible option if you haven't had it for long, no matter how or who lives there.

But if it comes to a divorce, please also consider that the bank might still ask for 1 or 2% of the remaining debt if one of you leaves the loan.

The notary will also be due again.

However, you can usually talk to or negotiate with the bank.

I'm keeping my fingers crossed for you.
 

ypg

2024-09-26 20:36:50
  • #4
No one has to find out, as long as the loans are running. This means that you would have to pay your wife the equity plus her own contributions (down payment). In the few months you lived there, you made no significant repayments (I assume), so the payments can be considered a rent-like burden. If you go to the bank and speak frankly to get another €100,000, it may cause you trouble. It is better to stay silent. However, the parents are already financially burdened, and I cannot imagine that your wife is willing to wait forever for her money. The question you should ask yourself: do you want to keep 180 sqm, even though it was the shared nest-building? Your wife certainly does too! And honestly: the emotional value doesn’t feed you, nor does it necessarily make you happy in the long term if you can only experience it alone, it can consume you, make you feel lonely, and a future partner will not necessarily appreciate that there is already something with the soul of another.
 

Juergen456

2024-09-27 09:25:23
  • #5


I can definitely rule out that reason because the topic of children was only planned for next year due to construction work and also her illness.



Thank you very much for the honest words. Here I can read that you have definitely dealt with or are familiar with the topic of depression. Regarding mindset, I agree with you; it is certainly not helpful.

Sometimes it is extremely hard for me, though, when you are sitting opposite a normally so lovable person who practically shows/can show no feelings and overall seems quite cold. Without own experience, I think one can hardly imagine how much such an illness can change a person.

Since I am already a structured/rational type myself, I simply prepare for different situations and think them through, but that also has the disadvantages you mentioned. I agree with you there, and actually, there really is no point now in worrying about these unlaid eggs.
 

Tolentino

2024-09-27 09:41:31
  • #6
I can relate to that 1:1. It is super difficult, but you have to realize that it is not directed against yourself. The person is just currently occupied with something else or simply unable to engage with something external. "The soul curls up." I have managed to internalize this somewhat, but it is still hard for me repeatedly when you are in that moment. That is why a self-help group or even group therapy for relatives might not be a bad idea. You also get a spot more quickly there. It simply helps to be able to talk about it yourself with unbiased people.
 

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