Realistic financing opportunity?

I would have also tried to get something from the bank. Otherwise, that's quite a good price for the size. Are outdoor facilities included? Kitchen is also missing.

Sure, you can do that. But you and she should be aware that in the worst case, she would be involved...

Outdoor facilities: terrace and electricity included... I think you have to take care of the lawn yourself. However, towel size. I researched and came up with 750€ for turf including installation, so even with savings potential... either lay it yourself or dig and then sow.

Kitchen: well, I probably have to put the dream of a new kitchen on hold. That does hurt a bit. But it's always questionable whether it's financed together anyway.

Worst case. Yep, she would be involved... but then also co-owner and that also increases her security in case, instead of just borrowing her parents' house. Or also for her son, if we ever separate, he can still continue financing the house with her help until it can perhaps be sold and the loan paid off.

Kitchen is never co-financed

The kitchen is not value-enhancing and can be taken along ´... that is clear. That is why many banks do not allow it. But there are enough examples where banks do indeed "allow" it.

However, we do not assume that and do not aim for it at all. Therefore irrelevant.

The kitchen is not value-increasing and can be taken along ´... that is clear. That is why many banks do not do it. But there are enough examples where banks do "allow" it.

However, we do not assume that and do not even aim for it. Therefore irrelevant.

No, wrong. It is a movable item. Piece of furniture. You can theoretically sell it on the second day on Ebay Classifieds.

And yet, even if you don't like it, it has happened before. Crazy world. But we don't want that at all. So don't get upset.

And yet, even if you don't like it, it has happened before. Crazy world. But we don't want that. So don't get upset.

No, I'm not getting upset. And no, it doesn't exist. Probably under the guise of renovation. Otherwise, the financing is tight. It won't work like that.