Realistic financing opportunity?

There are also longer terms. Especially black on white 43 years, however acquisition of existing properties...

"Additionally to be purchased are a garage and an outdoor parking space at 21,990.00 euros each." If you take that strictly, does that MEAN you have to buy them?

I don't think so, rather optional. If there's a sign saying "For sale" or "To buy," as a reader you are not obligated either.

But if it is a developer, in the worst case they will be stuck with 40 overpriced parking spaces.

Well, we don't know yet if it is this property. will hopefully report.

But if it’s a developer, in the worst case they’ll be stuck with 40 overpriced parking spaces.

Well, we still don’t know if it’s this property. will hopefully report.

Price/performance is right if it’s the terraced house in Nauen. You have to buy 2x parking spaces for about 15k. Including additional costs, it comes to just under 340k. +Moving/furnishing, it would be 360k. Will be more than difficult for a borrower.

Did I understand correctly that from €10,000
- sanitary items bathroom
- guest WC sanitary objects, as well as wall and door
- painting/wallpapering
- tiles
- laminate
- furniture
- and many more little things have to be paid?
That seems optimistic to me.

I would also be interested to know whether the 2 parking spaces at €8,000 each really HAVE to be bought?

Mathematically, it might be possible?! to pay them off with an installment of €1,300 until the age of 67.
But having no equity for a house purchase at 38 doesn’t sound like the best conditions and also not like a very frugal lifestyle.
Why were you not able to save anything up to the children at 33 years old?
Have the €200/month from the family been coming for a long time? If yes, why was it not saved?
If not, why was it not saved for you by the gift giver so that you would at least have some equity now?
I also don’t understand the constellation/the connection with self-employment and the mortgage on the parents’ house and not being eligible as a borrower.

Overall, that would be too much credit for too little income and far too little equity for me.

If it is really about the houses in Nauen: Why is the noticeably cheaper house type with 120sqm not an option? That would fit better with your financial possibilities.