HilfeHilfe
2020-08-09 21:40:23
- #1
Decisions have to be made somewhere and that also involves "soft" reasons. And no: the developer has certainly been on the market for row houses for 25 years.
Tight situation? On paper yes. Actual income, however, is at least €1200 higher per month & special payments like Christmas bonus, holiday pay, construction child benefit are not yet included because they are considered as special repayments.
And we also have to factor in our rental costs. They will soon increase to €1300 per month for us, as a move is unavoidable. Renting would be similarly tight. And existing properties with the same public transport connection are rare and not cheaper.
So we are modest in that we don't want a new kitchen and also won't throw away our furniture but actually take it with us. Likewise, we save on the fittings... it will just be textured wallpaper & laminate installed by ourselves. I find "bathroom furniture" more of a luxury. I think a simple Kallax, which is lying around here, will do.
We are also modest in the sense that we only drive one car and go camping holidays instead of traveling abroad. But that's more our lifestyle.
Private support is not sustainable. It can stop overnight. Child benefit is offset against the child allowance by the bank. Self-employment is supposed to be intentionally excluded, it would be negative anyway in your household budget. The biggest minus is having no equity at all. Part-time or not.