Private home, which insurances do we need?

And year of construction 2023. Without a garage. If you have an older house, then the contribution will certainly decrease

You mean me? There is no garage

The older the house, the more it costs. No, it is from 2020.

.. is ok .. I mainly wanted to point out putting it in relation to the value of Tolentino. Unfortunately, I often notice that many people have not understood this mechanism in, for example, household insurance. Therefore, final amounts that everyone pays do not help at all with comparison if you do not also know the boundary conditions.

But now it is about the building insurance. Gooosee159 has started the comparison regarding this.

For the building insurance, simply comparing amounts of money is not an approach. At least the house size, 1 or 2-family house (due to granny flat), and postal code area belong to the stated amount.