Paying "rent" to the partner... how?

Most of the time, a breakup also immediately involves a physical separation. And when one packs their suitcase and moves to the girlfriend's sofa.

Interesting thread, normally something like this comes from a man and not a woman )

So the man comes out better overall. He owns the house, his girlfriend indirectly helps pay it off and does not participate in any potential increase in value.

The man did everything right when choosing his partner

It's more about being able to, for example, get my stuff (furniture) out then. You don't take everything to your girlfriend right away.
I can't imagine happily continuing to sleep in the marital bed.
I don't think it would turn into a bitter divorce fight, but as I said, I like to consider all scenarios.


For the sake of debate (you don't always represent the standpoint you actually have):
I could just as well say: I live rent-free/for very little in a big house, for which I bear no risk, don't have to participate in any repairs, and if I lose interest, I can just move out.

Again: This is NOT my opinion/intent, it's not about living at someone else's expense and then leaving as soon as the next person comes along!

The man did everything right when choosing a partner

You again

My partner would like to acquire property and we would live there together. Loan in his name, he alone is listed in the land register, marriage not excluded, but currently not planned. Children excluded. I have no objection to not being "on the loan" or in the land register.

Unlike the neighboring thread, you want and can contribute to the loan, so I don't understand why you shouldn't be listed in the land register, proportionally (however that may be).

For me, this question doesn't even arise unless your partner doesn't want that! But that would be a completely different kind of discussion.

The expenses around the house are multifaceted,

- installment (interest & repayment)
- monthly ancillary costs (insurance, electricity, water, municipal fees, taxes, etc.)
- additional payments, repairs, investments, etc.

and can certainly be well separated (i.e., who can pay what in relation to income), so that no rent would have to be paid.

So I find the thoughts of some people quite funny. Partnership yes, but just keep the good money nicely separate. One should ask oneself what is really important?

The best suggestion for you would be
- 1/2 interest
- 1/2 additional costs
- 1/2 reserves (basically the compensation for living there)

I also had such a case and the only thing we shared were the additional costs. Nothing else interested me, because I don't want my partner to build wealth for me.

With my new girlfriend we have the same case, except that we both own property. Hers is rented out and I move in with her. And even she says please only 50% additional costs and nothing more. For that, I pay more for leisure activities, which is no problem, especially since our salaries differ significantly and that's normal for me...

at the latest when building a house or at the signature or wedding there is only one account. This, which I call the "German" model with always separate accounts and you having paid 5€ here and there more is just unnecessary stress. My goodness, money comes and goes. Everyone just enjoy life

If the divorce battle is so bad that you are no longer allowed to enter the house, do you really want to live there for a few more weeks? In case you never come home one day and you can't open the front door.

Talk to your partner, reach an agreement you can both live with.
Why don't you put everything together, buy the house together, pay it off together, and make a decision now – contractually – how it will be resolved in case X?