Is it possible to buy/finance a house during the separation year?

oh God, I hope the post is not meant seriously. Children as bargaining chips? Btw: inheritances are always excluded. Also in gains.

yes sorry, you are a woman and she is your friend, so biased.

I am a man and sympathize with the ex, or rather the banks, and evaluate the whole thing from the banks' perspective.

There is only a very small part of the clientele who can manage financing even in separation. Such separation agreements are solid and serve to assess solvency.

I am definitely biased when it comes to the personal level. But when it comes to facts, I cannot be biased.

I have also understood your explanations, but you probably do not want to understand me. That the majority says it will not work does not mean that it cannot work.

As I have already explained several times, I am basically looking for assistance.

Something like: Possibly lease-to-own, the XY bank financed without an agreement, etc.

Sentences like "that won't work" or "accept that he won't sign an agreement" do not help her.

Yes, she was at some banks and "that won't work" was heard quite often, right? You can't force it and obviously it seems to be a personally difficult case if the ex doesn't want to sign anything...

No, it wasn’t! That’s why I said, you don’t seem to read what is being answered.

She went to Interhyp once. They showed her the best offer and said that the local Sparkasse wanted to have an agreement. The other banks weren’t discussed at all because only the best offer was discussed with her.

At that point, she still thought he would do it because he also has advantages from it. He said no, and now we are looking for ideas that we can then present at the next meeting at Interhyp or with the seller.

If then it’s said “it’s not possible,” then it’s not possible. She is that reasonable.