Is it possible to buy/finance a house during the separation year?

I thought it simply says that from day X onwards, all gains and income are acquired based on the separation of property.

... and how is the bank supposed to know what compensation still has to be paid for the period before day X? What if it still has to pay hundreds of thousands of euros for the period before day X? Almost all banks want to see security on paper and not just hear "just trust me."

We had the same idea, but she didn't ask because the seller also has to pay part to his brother. I think he wants to see money immediately.

There would certainly be possibilities to deal with the seller. I mean, if he took out a 5-year loan, the costs would be minimal, which the buyer would simply pay along with amount x. It just all becomes more expensive and complicated. How urgently does she want the house and does she have significant equity readily available?

Otherwise, as I said, check with many banks and brokers to find the one bank that will go along with it. I also think this won't be the cheapest dream financing.

... and how is the bank supposed to know which compensation is still to be paid for the period before day X? What if it still has to pay tens or hundreds of thousands of euros for the time before day X? Almost all banks want to see security on paper and don’t want to hear a "just take my word for it."

No idea, that's why I'm asking here.

But thanks, message received.

There would certainly be possibilities to deal with the seller. I mean, if he were to take out a 5-year loan, the costs would be minimal, which the buyer would simply pay along with amount x. It just all becomes more expensive and complicated. How urgently does she want the house and does she have significant equity available right away?

Otherwise, as said, checking with many banks and brokers to find the one bank that will go along with it. I also think this won't be the cheapest dream financing.

She probably has to sit down with the seller again.

She really, really wants the house. Location etc. is perfect for her.

She has equity but currently does not want to use it. Income is also sufficient. Her ex also has to pay her several thousand.

Next week she has another appointment with a broker.

I also think that the third step comes before the first. First clarify one thing, then the property. Why always 5 construction sites elsewhere

I also think that it is the 3rd step before the first. First clarify one thing, then the property. Why always 5 construction sites elsewhere

Because you often don’t get to choose how things are going in life.

She NOW has the opportunity to buy the dream house. If she had other options, she would take them.

She wants the agreement too, but he doesn’t. What is she supposed to do? Let every opportunity be blocked just because he wants to put obstacles in her way?

If it doesn’t work, it doesn’t work, but simply giving up without looking into all possible alternatives is just not her thing.

Let’s see what happens. Next week they and I will know more.