Is it possible to buy/finance a house during the separation year?

So it would only really become a problem if he is entitled to some amount of [Zugewinnausgleich]. Especially if this now, and then with her better earnings, has yet to accumulate. Can she estimate how things look in this regard? Because if she is basically creating [Zugewinn] with the house, then this must also be balanced out. In the "worst" case, the house even has a higher value than what she has paid.

So all in all, it's a tricky situation and I actually can't imagine that banks would really agree to a financing without a corresponding agreement. Is he not at all willing to talk? Or does he make specific demands in order to sign such an agreement?

She has already received an amendment contract, which also states what she will then earn again. The seller wants to have this done by the end of the year/beginning of the new year.

It could also make it more difficult for the bank that it is not yet the final state.

So all in all it is a stupid situation and I actually can't imagine that banks would really agree to a financing without the appropriate agreement. Is he in no way willing to talk? Or does he make demands to sign such an agreement?

It is a really shitty situation. He has no demands, but unfortunately he is in no way willing to talk. He is hurt and basically doesn’t want to talk about anything. That’s why she doesn’t try anymore.

It could also be difficult for the bank that it is not yet in the condition

Yes, that is very possible.

As I said, it is worth a try. They can’t say more than no anyway.

And if it is a no, then so be it!

Would a guarantor simplify everything? That would still be an idea of mine.. I don't know who would guarantee, but I think their parents would do it..

A guarantor for what exactly?

The guarantor could provide a six-figure sum of money as an interest-free loan secured by a subordinated mortgage.