I think Lexmaul is right. With heat pumps, much more attention simply has to be paid to keeping the flow temperature as low as possible, and the design and spacing per room need to be planned more precisely. Every incorrect design or each degree more costs more electricity and unnecessarily increases heating costs.
With gas or pellets, it’s not as bad, because the water can generally be heated to high temperatures much more easily and with less effort than with a heat pump. So if, for example, the bathroom is too cold, you don’t pay as much heating cost compared to heat pumps if you simply turn up the flow temperature a bit.
But after the discussion here, I don’t know again what to choose now?? Infrared is not that great, or only useful for a short time to have a little warmth. Towel radiators connected only to underfloor heating are dust catchers and supposedly hardly bring any benefit...
I find it strange, though, why underfloor heating is supposed to work but the towel radiator is said to bring no benefit? It runs at the same temperature all day long, so wouldn’t it simply add 2m² more if it measures 1 m x 2 m??
Or what would be the alternative now with a heat pump and underfloor heating?