Is a photovoltaic system also sensible in the West or East?

You do realize that you are comparing high-risk stocks here with a relatively secure photovoltaic system? Securities that can be sold in an emergency versus a photovoltaic system, whose investment cannot simply be converted back into money? Apples and oranges...

I don't see any risk there. Over the time frame considered, it is negligible, and if you want, you can diversify further with a global ETF. But the average German prefers to put money into a savings account, I know. The fact that the securities can be sold speaks against photovoltaics as a concentrated risk. The advantage of photovoltaics is the financing option.

That you can sell the paper assets speaks additionally against photovoltaics as a concentration risk.

Well, how high is the investment in photovoltaics? That is rather a small concentration.

andre77, have it planned directly into the home financing or talk to your bank. But in the end, it doesn't really matter whether you finance the system at 0.5% or 1.5%.

Bookstar, I would suggest just doing both. That way I am protected from the stock market crash by the sun Great diversification, I would say. You can argue however you want here, there is no rational or logical reason currently to do without a photovoltaic system when building a house.

And with external financing, it is a lump that just lies around and wants to be picked up. The money could additionally be invested in the DAX. Cannot understand Bookstar's aversion to photovoltaics as an investment.

Advantage of photovoltaics is the financing option.

If I, as the OP, may just briefly mention to the expert group that the motivation is not only financial, but above all there is the hope of making a contribution to environmental protection.

The advantage of the story is that you can basically have both