So I am also just a "layman" with self-acquired knowledge... but what you have there is already a total disaster. The electricity meter ticks in winter like the fuel gauge at the gas station when you fill a V8 with SuperPlus.
According to your statements, you have a house with Kfw 40 insulation standard (although that in itself doesn't say much) and your heating runs from 20 degrees outside temperature? That sounds totally ridiculous already. The heating limit should be around 12 degrees. And the flow temperature (assuming the underfloor heating was properly designed) should be at the standard outside temperature (so with you around -10 degrees or something similar that applies to your location) at 33 degrees. With a good insulation standard, actually significantly less should be possible. If I were you, I would start completely from the beginning. That means reading into your heating system, getting instruction. And if the heating engineer can't manage that/is not willing to set it properly, then start from scratch yourself. Maybe someone here will help you with that, even better you would probably be well placed in the magenta-colored forum.