How long is the fixed interest period?

Then the KFW loan has improved again, I had already suspected that from your last post.

For the annuity loan, we have 10% prepayment per year as well as a flexible installment adjustment (once a year as far as I know). This allows you to keep the installment low and pay what you can via prepayment.

Changed since today? Kehr, submitted the application to the financing bank the day before yesterday... then I'm curious if I'll still catch that...

Then the KFW loan has improved again, I already suspected that from your last post.

For the annuity loan, we have 10% special repayment/year as well as a flexible rate adjustment (once a year as far as I know). That way you can keep the rate low and repay what is possible via special repayment.

10% special repayment for you is 21,000 €. That’s quite a lot.

Changed since today? Damn, I submitted the application to the financing bank the day before yesterday... then I’m curious if I can still take advantage of that...

I spoke to my financing advisor today because I submitted the application last week. He said that the KfW has always fixed the lower interest rate (if it changed between application and approval).

Thanks for the nice info for the weekend - everything just still needs to be approved ;)