Financing for 15 or 20 years? Photovoltaics via KFW?

  • Erstellt am 2016-04-03 07:51:10

DragonyxXL

2016-04-05 13:14:27
  • #1
How does the difference between "Projekt" (450,000€) and house (375,000€) come about? Are those ancillary construction costs and the photovoltaic system?
 

Flose89

2016-04-05 13:52:26
  • #2


Very well written!

For your information: It is not possible to apply for 2 different Technology Bonuses in the 10,000-Houses Program.
--> For example, if you want a grant for your heat pump, you cannot apply for a second grant for your photovoltaic and battery.
 

R0Li84

2016-04-06 20:47:19
  • #3
I have received concrete offers as of today:

Offer number 1:
€120,000 through the bank at 1.62% for 20 years
€100,000 through KFW at 1.06% for 20 years
Mixed interest rate of 1.38% effective -> no special repayment for the €120,000 / KFW can be repaid early without limit

Offer number 2:
Identical to above, only 1.86% effective for 20 years on the €120,000 loan
However, up to 5% special repayment

I am currently leaning towards offer 2 because of the regional contact person. Since I forgot to inquire about no special repayment there, I will follow up on that - maybe he will match the first offer. At that interest rate, special repayment hardly benefits me anyway...

I would like to finance the €20,000 for the photovoltaic system via KFW273 - however, I still need to find out whether the KFW Bank's offer can be combined with the 10,000 houses program.
 

Goldi09111

2016-04-06 21:22:31
  • #4
In the other thread, you are leaning towards the first offer!?
 

R0Li84

2016-04-06 21:55:02
  • #5
Because of the regional contact person - but I have looked at the two offers again and I currently suspect that without the 5% special repayment the same offer (1.38% effective) will be on my desk.
 

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