I specifically wrote it so that by "economical" I mean that the system delivers what the calculation promises. After all, the calculations are an important part of the decision for a heating system. It seems that a "poor" setting costs efficiency and lifespan.
I find it interesting to what extent the calculated consumption values later correspond to the actual consumption values without any intervention.
In the calculations made prior to building a house or for applying for subsidies, from my point of view, the heat pump is by far the least critical component. Much more influence is had by all kinds of "calculations" on U-values, thermal bridge surcharges, frame proportions of windows, natural infiltration as well as heat recovery from ventilation, solar and internal heat gains, and so on. It looks insanely scientific and precise on paper, but in practice is quite variable. That means, if there are deviations between calculated and actual consumption values, these are probably in more than 90% of cases due to component quality, sloppy workmanship during construction, poor underfloor heating planning, user behavior, and of course optimistic assumptions in the original calculation (after all, one wants to show the most favorable values possible to achieve the subsidy level). However, all this is independent of the type of heating (heat pump or gas) or the degree of optimization.
Or to put it differently: a well and seriously planned and executed house will also be economically heated with a heat pump on standard settings.
Otherwise, a heat pump is completely uncritical: we took over our house exactly one year ago tomorrow, the "instruction" for the heat pump lasted ten minutes ("Please only adjust the room target temperature until you feel comfortable. Otherwise, hands off"), and in the first weeks the heating technician came twice on cloudy days with a thermal camera to look at the temperatures of the floor surfaces and radiator valves and adjust the flow if necessary. Otherwise, exactly NOTHING was done, or even 'optimized'. Why should it? This year we will have about 11,000 kWh heating and hot water demand, for which we will need 2,000-2,200 kWh of electricity... what else is there to optimize?