In an emergency, you can follow the recommendation – but by that point, thousands of euros have already been thrown out the window. So it's rather stupid. It's standard because it has become mandatory for some energy-saving regulation classifications. Lobbying would be assumed to be the main reason. Perhaps a bit of backwardness as well. It wasn’t quite so stupid not to heat in the past.
The reason is that the heat pump used to shut off when the ERR throttled the flow upon reaching the target room temperature. This causes the heat pump not to run continuously and to have more frequent downtime. That, in turn, relieves the power grid. And that is exactly the goal. At the same time, your heat pump starts more frequently, which in turn affects the lifespan of the machine (at least with an abnormally high number of starts).
The be-all and end-all is the design of the underfloor heating system and the sizing of the heat pump according to the heating load! Everything else is fine-tuning of the system... Unfortunately, the HVAC technician neither feels like calculating nor discussing with the builder. That’s why he does it the way he always has and pushes 45°C water through the pipes...