House construction project with terrible credit rating and almost zero equity capital :-)

  • Erstellt am 2019-12-10 00:30:03

Wugler1978

2019-12-10 21:19:06
  • #1
My opinion on the topic:
Wait 3 years until the Schufa entries are deleted. In the meantime, build up equity. With €2000 per month, quite a bit should accumulate, and then look for a suitable cheap existing property where you can apply your craftsmanship skills.
 

morph3us

2019-12-10 21:29:00
  • #2
Honestly, anyone who doesn't see that many of the answers here are just terrible must be pretty out of touch. I've been reading around here for a few months now and unfortunately there are always these degrading posts. It's really unbearable here taken to the extreme. Everything has been said content-wise, but the way it's done is unacceptable... I would wish for active moderation. Integrity is key! But many here are probably also surprised when the colleague in the office is nice to the cleaning lady.
 

rick2018

2019-12-10 22:23:57
  • #3
Cleaning lady is politically no longer correct either
 

Yosan

2019-12-10 22:38:52
  • #4
Then cleaning specialist
 

danixf

2019-12-11 07:51:15
  • #5

I wouldn’t seek a conversation in that position either. Most financing advisors have no interest in such cases at all. They want men and women without children with 6k net income and 100k equity to come around ideally. As soon as it gets even a little more complicated, they simply lose interest. I even understand this given the current market situation, but then please convey it directly and don’t raise false hopes.


Had he known how people would react to it, even though




these remarks were already made on his part, he probably wouldn’t have made contact at all.





Please keep in mind again the number "THREE." Plural... For me these are strokes of fate. Whether the youthful sins have something to do with it, nobody knows, but here it is conjectured and unfortunately ALWAYS in a negative way for the OP.



I never read that from him. Here as well, a simple question asking if he could explain that again would be the most sensible thing. But no, speculation – again in a negative sense.

Best comment on this:

Depending on the location, a new building with a lot of assistance allowance and little frills is not necessarily significantly more expensive than an existing house. The big difference is that the needs of the rooms and the children are certainly easier to meet with a new building than with an existing house. By the way, I still do not think much of that.


How someone can bring such a witty comment I will never understand.



I completely agree with you, but you can quite normally ask why someone does internships when they have children in need of care at home. If the OP then says that his wife takes care of the kids because he is not interested, I just think what an antisocial person and ignore the thread. However, that is when the angry mob here really gets going, the pitchforks are sharpened and the stake is lit first.
 

HilfeHilfe

2019-12-11 07:58:43
  • #6


Nonsense. I am also nice to the cleaning lady or to the colleagues in the canteen.

I can't stand this social posturing anymore. What's the big deal if someone says the finances just don't work? Should one rather nicely say, "Don't be mad, everything's rosy, it'll be fine"?

OK, they have had the realization that there were debts and that these were paid off. But they have to prove that this is sustainable, and with this income, it simply doesn't work.

Where is the problem? Is the truth now antisocial?

Foster children or not. Just because you have foster children doesn't mean you have to throw cotton balls at someone.
 

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