House construction project with terrible credit rating and almost zero equity capital :-)

Well, I knew that such unqualified, emotional rubbish would come. Actually, I shouldn't even bother with it. But I don't want to let these accusations stand.

"Now I want it no matter what" Exactly, and that's why I'm asking here, what's going on...
We have our life under control, don't worry. Only in the last line were you able to contribute something constructive - congratulations and thanks.

Nothing is being embezzled here at all - please dump your defamatory rubbish elsewhere. There is no need for any authority to examine anything here - our children are doing wonderfully. See below.

We are currently managing very well on 2.9-3.2 per month. Our children get proper food, are active in sports clubs, some go horse riding, they can partly read before starting school, we go on vacation/mountains to relatives 1-2 times a year, go to the beach more often, build fun things in the basement. There is plenty of toys available as well. Our children's daycare/school friends come and go here. My wife and I are very modest, have no expensive hobbies, neither smoke nor drink. We sleep in the living room so that the children have a room alone or together. So our children don't have to be "infinitely pitied" by you. Should we refuse the care allowance in your opinion or not even apply for it when it is rightfully ours? Or... should we take more vacations? Should we give it away? Or should we maybe look to improve our living situation before it really gets tight?

I will respond to the factual posts this evening or tomorrow. Many thanks so far for these!

PS.: also sometimes deal with the topic "contraception"

There is nothing unqualified about the statements at all, at most about your attempt to want to incur such liabilities considering your financial situation!

Halmis' answer is not only unqualified but completely off the mark. But sometimes you get the feeling here that some people in this forum lack basic social skills – not for the first and certainly not for the last time.

Halmi's answer is not only unqualified but completely off. But sometimes you get the feeling here that some people in this forum lack basic social skills – not for the first and certainly not for the last time.

Halmis' answer is not only unqualified but completely off the mark. But sometimes you get the feeling here that some people in this forum lack basic social skills – not for the first time and certainly not for the last.