House construction in Baden-Württemberg - Planner first or bank?

I'll leave the 60k€ for the basement for now. But without providing your house data, your 205k€ can't be assessed at all.

If you calculate with 1900-2000€ per sqm of living space, like almost everyone who approaches the matter realistically, then you can expect exactly 102sqm-108sqm for that amount.

Has the bank confirmed that you can take 25k€ for the kitchen and furniture? Or is that your wish? Furniture/kitchen do not increase value and can actually only damage your loan-to-value ratio.

The land costs look good. When will you receive the 3000€ subsidy? Isn't it usually paid out after moving in, if at all? Here with us, there was such a thing, people relied on it, and then didn't get it afterward.

I'll leave the 60k€ for the basement as is. But without providing your data about the house, your 205k€ can't be assessed at all.

If you calculate with 1900-2000€ per sqm of living space, like almost everyone who approaches this realistically, then you can get exactly 102sqm-108sqm for that amount.

Has the bank confirmed that you can take 25k€ for kitchen and furniture? Or is that your wish? Furniture/kitchen do not increase value and can actually only damage your loan-to-value ratio.

Yes, that should be fine.

However, I'm concerned about the incidental purchase costs.
Are these different incidental purchase costs than when buying land?

What would then be, in this case, the additional purchase costs I listed?

In my list, I have already mentioned notary fees above and
Are the additional purchase costs I listed further then basically listed twice or are the additional purchase costs still additional items?

Huh?

[emoji85] ok I may have been unclear.

Maybe easier once more.

What do the additional purchase costs include?

What do the additional purchase costs include?

Fees for the notary and land register as well as real estate transfer tax.

Fees for notary and land register as well as property transfer tax.

When I bought the plot of land, I already included the notary (and land register costs) at 2% and the property transfer tax at 5%.

Are these costs incurred again during the house construction? Certainly not the property transfer tax. But what about the notary and land register fees?
Would I then have to plan around €10,000 for this? A lower amount should be sufficient, right?