Evaluation of Construction Project / Credit Offer

It doesn't even seem that cheap to us; we think that with a well-known affordable manufacturer with production in Poland, where we have an appointment tomorrow, it could become a good deal cheaper.

Regarding the offer: Prefabricated house, as mentioned, 186 sqm, 2 full floors, hipped roof, KFW40+, electric aluminum shutters, chimney in the living room (+7.6k €), additional costs are: - earthworks 20k € (plot is flat) - kitchen 25k € - foundation slab included - connection costs 8k € (agreed with the municipality) - floor coverings at 50 € per sqm, we install ourselves - bathroom ceramics 12k € - upgrade front door 3k € - upgrade stairs 12k € - construction electricity, water, toilet etc. 3k € - wall paint 3k € - wall tiles 3k € - rest is included in the offer

So the house is supposed to cost only 300k? So under 1700 €/sqm? Interesting!

So the house should only cost 300k? So under 1700€/m²?
Interesting!

Strictly speaking, no, because I have listed some "house costs" here under incidental costs for simplicity.

The actual incidental costs will settle in the range of 50-60k€.

Thus, the house will be about 340-350k€, roughly 1,900€ per sqm with own work in the area of floors and walls.

Don't know. It's getting more and more interesting. With a longer thread, the house becomes cheaper and the OP richer. Well, I'm out.

Don't know. It's getting more and more interesting. With longer threads, the house gets cheaper and the OP richer well, I'm out

For these two claims, I would like to see some evidence. I haven't been around that long, but honestly...

The house hasn't become a euro cheaper here, and the income hasn't increased by a euro either; besides, this post wasn't helpful in the slightest... What's the point of something like that?

I would like to see proof for these two claims, I haven’t been here that long, but honestly...

The house hasn’t become one euro cheaper here and the income hasn’t risen by one euro, plus this post was not helpful in the slightest... What is something like that supposed to achieve?

You mentioned something about a management position and rising incomes (why not immediately when becoming a manager?). And then came the cheap Polish house.

You mentioned something about a management role and increasing income (why not immediately when you become a manager?). And then came the cheap Poland house

That is correct, but how exactly have I become "richer" for the calculation as was claimed? I did not provide any figures in this regard... Why is that? We have different levels of experience for the respective positions, and when you come into such a position at that age, you naturally start at the lowest level.

Regarding the Poland house, no single figure was mentioned either, since we have not yet received an offer here, so I also do not see where the house has become cheaper during the course of this conversation. It was merely a comment, since the statement came that the price we listed seems very cheap, and based on current knowledge, we actually see it more as a normal offer and hope for possibly even cheaper offers.

I actually hope for fair and also critical assessment here, but please with reasoning; a simple: you can do it or you can’t do it does us relatively little good here, the question is why?