So where we will definitely save money is on the garage/driveway. We are not building a garage and the "driveway" is only to be built in such a way that there is the option for a carport. We don't have a car and are not planning to get one in the near future. We get along well with a bike and renting a car 2-3 times a year. We will do the gardening work ourselves, so we won't have much done there either.
The possible incompatibility of underfloor heating + parquet is a good point. Since the heat pump is important to us in terms of saving energy and is known not to be very suitable for normal radiators, underfloor heating has a higher priority compared to the floor. So maybe we need to consider high-quality laminate in some rooms. Underfloor heating should be less problematic with tiles.
There won't really be a basement for living purposes. It's more of a hobby/home cinema/bar room (exact purpose is not yet decided) that, of course, shouldn't get completely cold. But no one needs to live in the basement.
Fixed prices including the basement and most criteria are between 200,000-250,000 from some providers here, excluding furniture, kitchen, and heat pump. The basement is usually calculated at 40,000, but without a waterproof concrete shell which is strictly necessary (groundwater intermittently 50 cm below top edge). One should also consider that we are building in Brandenburg, near Berlin, and labor costs here are likely several tens of thousands lower than in, for example, southern Germany.
We are calculating a maximum plot price including commission of 100 EUR / m² for a size of 600-800 m². Plots at this price are also available, we just haven't made a firm decision on one yet. For a soil survey, which I consider essential, I have budgeted 1,500 EUR, but without reliable sources for this.