However, a soil survey should be done BEFORE buying a plot of land.... otherwise you buy a pig in a poke. With the earthworks, it's usually too late, you have the financing secured, and if another €20,000 comes up somewhere, it can get tight. That's exactly what happened to us. We had €30,000 withheld as a buffer because we suspected more costs would come. But we bought the land knowing that no matter what, we would take it because it was a bargain. And after a year it was the first time everything fit.
And additional financing unfortunately doesn’t always work out. Even though we earn very well and brought almost 50% equity. The banks do what they want.
And that’s exactly why you should definitely have the soil survey done beforehand. In the worst case, you have wasted €800. In the end, that won't matter anymore. You then negotiate it down later with the craftsmen.