Building a single-family house with a basement - Is the financing calculation too risky?

Yes, unfortunately we are still over it

Too bad

What a pity

No, good that way.
Who else is supposed to get this gift of money? Someone here has more than an above-average amount of money, precisely for these people the funding is not intended.

No, good that way.
Who else is supposed to get this monetary gift? Someone here has more than an average amount of money, exactly for these people the subsidy is not intended.

It is construction child benefit for people with children... sounds very much like envy.

The limit is around €135k gross annual income; at this income level, no one is in need and still receives Baukindergeld. I also allow it for those with 2 children. Because the statement is, I have 2 full-time earners who manage everything despite having 2 children and pay taxes.

It is Baukindergeld for people with children... sounds a lot like envy.

Normally, the classic accusation of envy only comes up during a discussion, not BEFORE one. But well, since you have already used the knockout argument, it shortens the whole thing, thank you very much.

I didn't understand your last sentence... could you possibly add to it?

The topic of Baukindergeld has already been discussed extensively elsewhere in this forum, my personal view is that the income limit set here is clearly too high, but I don't want this to be a new topic now, I just wanted to represent the opinion of those who do not find it "a pity" for the better earners, but "right".