Building a house without equity - is that possible?

now I’m curious. What are the typical ideals of average 18/19-year-olds these days?

From many years of close contact with HR, one can report: To have as quickly as possible what the parental home has built up over decades. Now and immediately. Just like the OP. As if life were a series of ideally completed stages to be reached as quickly as possible. Some HR people throw their hands up in disbelief here at how boring the youth have become. Forget Generation XYZ and self-realization, no sign of that. Faster prosperity and then ... well, no idea.

Some HR people are throwing their hands up in dismay here, saying how boring the youth have become.

Current survey results show that the youth are much more conservative than their parents. Youth nowadays...

Some HR people throw their hands over their heads here, how boring the youth have become. Forget about Generation XYZ and self-realization, not a trace. Quick prosperity and then... well, no idea.

Doing at 40 what didn’t work at 20. Only some things are then embarrassing

That's true. I see it here with the apprentices too. Trade test, apartment, girlfriend, social life: coffee with the neighbors, helping friends build their house or renovating your own house from grandpa, possibly still firefighting
The late twenties are still different.

As someone under 30, I have to ask you "+35 year olds who apparently have wisdom spoon-fed" if you know the saying "exceptions prove the rule."

What gives you the right to basically dictate to the thread starter how he/she should live at their age? It just doesn’t fit your image of 20-year-olds, but why shouldn’t it exist? It wouldn’t be mine either, and at that age I definitely had other things on my mind, but to each their own. It only becomes problematic if he/she is a late bloomer and actually wants to catch up on what they supposedly missed. Then you can wag your thumbs later. But who can really see into the future...?

On topic: The matter would be too hot for me. I would take the advice and approach from nordanney to heart, build equity, and probably wait until the end of my studies so that my head is free for such a project. However, all of this is considered independently of age...

What gives you the right to basically dictate to the thread creator how he/she should live at their age? It just doesn’t fit your image of 20-year-olds, but why shouldn’t it exist?

I haven’t written anything about it so far... but it has to come out: yes, exactly that fits the image. See posts like BU: 100€: Progression or salary linkage considered? That amount will probably increase in the next few years. You can notice the childish naivety everywhere. That’s also okay, the good thing is that credit decisions take all of this into account and from this side, here (without, for example, parental guarantees or encumbrance of a parental property) it won’t be possible to get a loan.

That is also okay, the good thing is that credit decisions take all of this into account and from this side, here (without, for example, a parent's guarantee or encumbrance of a parental property) it will not be possible to get a loan.

I’m not so sure about that anymore, with the terrible (negative) mini interest rates, banks are quite desperate and probably are releasing almost everything right now! If you also catch a "good" broker, he’ll sneak in your 20-30k equity and everything is green!